SWARNJAYANTI GRAM SWAROZGAR YOJANA

· Introduction

It is an Indian central government scheme.

It was declared at the ministry of Mr. Atal Bihari Vajpayee.

When he was prime minister of India. It passed under the ministry of MoRD. This rural scheme was launched on 1 April 1999,17 year ago. the main motto of this central government scheme was to provide sustainable income to poorest rural people who were under the poverty line. The main motive to launch this amazing scheme for rural people was to make them self dependent and skill full and grow up them above the poverty line. It is launched also to give self employment to the rural.

For this scheme fund was given by the NGO‘s, banks and financial institutions. Till now over 2.25 million self help group established with an investment of ₹14,403 crore profiting over 6.697 million people.

· WORKING OF SCHEME

Working of scheme is very good in the view of financial category. The self helped groups (SHG) helped the villagers to come up the poverty line. Self helped group helped group helped them by the teaching them skills and develop their ability in ngo’s and training center. The self helped group is helped financially by the NGO’S, CBO’S,INDIVIDUALS and BANK. They provide the enough fund to the self helped group and then self helped group provide the training to villagers and improve their skill and make them self dependent person. By the financial helped they make them overcome from the poverty line.

the swarn-jayanti gram swarozgar yojana (sgsy) has been renamed as NATIONAL RURAL LIVELIHOOD MISSION(NRLM).

· FUNDING

For this scheme many of banks, ngo’s, cbo’s and individuals give the sufficient fund for the villagers to come up from the poverty line. They give the fund to the government for this scheme and then government provide the training to the villagers and improve their school. Government provide funds as per candidate 30 percent of the total capital investment if the total investment is less than Rs.7500 and 50 percent of the investment for sc/STs if the investment is less than Rs.10,000.In this scheme subsidy system is also allowed for villagers. And reservation is also auccered. For the self helped group subsidy is 50 percent if their total income is less than 1.25 lakh and for SC/STs subsidy is about 50% and for women subsidy is given of 40% ,for physically challenged subsidy is given of 3% of the total beneficiaries of the scheme.

· RESULT

Since 1999 ,around 2.252 million self helped group have been established comprising 3.554 million people. This scheme has been benefited around 3.143 million self-employed individuals. The total investment provided for this scheme has been calculated at Rs.14,403.73 crores including Rs.12,00 crore provided from the government of the India for the calendar year 2006-07.Of the beneficiaries 45.54 percent have been SC/STs and 47.85 percent, women. This scheme has been helped lots of rural of Indian country and make them financially strong as they can live without dependentation and make their and their children future bright.

Website: https://www.sarkariyojna.co.in